 Are you facing foreclosure?
Have you been served with a Foreclosure Complaint?
Get legal help as soon as possible.
Our New Jersey Foreclosure lawyers can help you to determine your needs.
Call Fredrick P. Niemann, Esq. at 888-800-7442
or e-mail him at
fniemann@hnlawfirm.com today.
Mr. Niemann has been a featured speaker to the NJ Institute for Continuing Legal Education in New Brunswick, NJ on alternatives to foreclosures including forbearance agreements, short sales and loan modifications. He presented before an audience of licensed NJ attorneys as part of their continuing legal education requirements as mandated by the NJ Supreme Court.
Mr. Niemann also addressed the Monmouth County Bar Association Real Estate Committee on alternatives to foreclosure for attorneys in Monmouth County, NJ. It was held at Eagle Oaks Country Club in Howell, NJ.
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TESTIMONIAL
If you are searching for a special attorney, someone who is experienced, likeable as a person and professional, call Mr. Niemann. I felt good about my choice."
—Frank Mollo, Manchester, NJ
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Contact an experienced New Jersey
Foreclosure Attorney Today.
Do You Need Help with a NJ Foreclosure?
People need help! Are you one of those people? Call our experienced real estate attorneys to find out if and how you can negotiate with your lender to avoid foreclosure and find a solution which will protect your home, investment property, your income and your peace of mind.
We handle foreclosures statewide in NJ
fniemann@hnlawfirm.com
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| Fredrick P. Niemann
NJ Foreclosure Lawyer
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We are familiar with New Jersey foreclosures and alternatives to foreclosure including loan modification, short sales and deeds in lieu of foreclosure throughout Northern, Central and Southern New Jersey including Monmouth County, Mercer County, Somerset County, Union County, Middlesex County, Ocean County, Atlantic County, Camden County Hudson County, Bergen County, Morris County, Somerset County, Cape May County.
What is Foreclosure in New Jersey?
Foreclosure is the legal means that a lender can use to repossess your home. When this happens, you must move out of your house. If your property is worth less than the total amount you owe on your mortgage loan, a deficiency judgment could be pursued. If that happens, you not only lose your home, you also would owe an additional amount. Both foreclosures and deficiency judgments could seriously affect your ability to qualify for credit in the future, so you should avoid foreclosure if possible.
FACING FORECLOSURE?
When you want personal attention to your foreclosure matter and courteous return calls, call us at 888-800-7442. Ask for Mr. Niemann or Mrs. Urciuoli or you can e-mail Mr. Niemann at fniemann@hnlawfirm.com. Let us help you in one of your most stressful times and assist you to save your home or commercial property.
The foreclosure process in New Jersey
Foreclosure is a two-tiered system involving both Superior Court General Equity judges and the staff of the Office of Foreclosure.
FORECLOSURE TIMELINE (PDF) | NJ Foreclosure Questionnaire
If you look at the summons, which often is the first page of the papers that you received from the lender’s attorney, you will notice that it demands that you answer the complaint within 35 days after you receive the summons and complaint. Filing means filing the original answer with the court. Serving means providing a copy of it to the lender’s attorney who sued you.
The Office of Foreclosure is a unit in the Administrative Office of the Courts, Civil Practice Division. The NJ Office of Foreclosure handles seven types of foreclosure actions:
(1) residential mortgage foreclosure;
(2) multi-family/ commercial mortgage foreclosure;
(3) in personam tax certificate foreclosure;
(4) municipal in rem tax certificate foreclosure;
(5) condominium lien foreclosure;
(6) strict foreclosure (to remedy foreclosure action errors) and
(7) Fair Foreclosure Act optional foreclosure procedures.
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New Jersey Elder Law Center | New Jersey Landlord Tenant Lawyer | NJ Estate Planning Lawyer
Website by: Elder Lawyers On The Web
Foreclosure lawyer serving these New Jersey Counties:
Monmouth County, Ocean County, Essex County, Cape May County, Mercer
County, Middlesex County, Bergen County, Morris County, Burlington County,
Union County, Somerset County, Hudson County, Passaic County
NJ Foreclosure Lawyer | Avoiding Foreclosure | Forclosure Short Sales | New Jersey Foreclosure Law
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